American River Insurance Agency LLC
  • Home
  • Insurance
    • Vehicles >
      • Auto Insurance
      • Motorcycle Insurance
      • RV Insurance
      • Boat/Yacht Insurance
      • ATV Insurance
    • Property >
      • Home Insurance
      • Condo Insurance
      • Renters Insurance
      • Landlords Insurance
      • Manufactured/Mobile Home Insurance
      • Personal Articles Floater Insurance
      • Vacation Rental Insurance
      • Earthquake Insurance
      • Flood Insurance
    • Umbrella Insurance
    • Business >
      • Business Insurance
      • Commercial Auto Insurance
      • Workers Compensation
      • Contractors Insurance
      • Insurance Bonds
    • Special Event >
      • Event Insurance
      • Wedding Insurance
    • Pet Insurance
    • Health & Life >
      • Health Insurance
      • Life Insurance
  • Service
    • Report a Claim
    • Make a Payment
    • Contact My Carrier
  • About
    • Staff Directory
    • Client Testimonials
    • Refer a Friend
    • Accessibility Statement
    • Insurance Carriers
    • Agency Photo Gallery
    • Agency Fur Family
  • Home
  • Insurance
    • Vehicles >
      • Auto Insurance
      • Motorcycle Insurance
      • RV Insurance
      • Boat/Yacht Insurance
      • ATV Insurance
    • Property >
      • Home Insurance
      • Condo Insurance
      • Renters Insurance
      • Landlords Insurance
      • Manufactured/Mobile Home Insurance
      • Personal Articles Floater Insurance
      • Vacation Rental Insurance
      • Earthquake Insurance
      • Flood Insurance
    • Umbrella Insurance
    • Business >
      • Business Insurance
      • Commercial Auto Insurance
      • Workers Compensation
      • Contractors Insurance
      • Insurance Bonds
    • Special Event >
      • Event Insurance
      • Wedding Insurance
    • Pet Insurance
    • Health & Life >
      • Health Insurance
      • Life Insurance
  • Service
    • Report a Claim
    • Make a Payment
    • Contact My Carrier
  • About
    • Staff Directory
    • Client Testimonials
    • Refer a Friend
    • Accessibility Statement
    • Insurance Carriers
    • Agency Photo Gallery
    • Agency Fur Family


Auto Insurance

Get an auto insurance quote from our agency and you may save thousands of dollars a year. It only takes a few minutes to find out how much we can save you!

Quote Now
Contact Us

What is Auto Insurance?

Auto insurance provides financial protection against physical damage and/or bodily injury resulting from traffic collisions and against liability that could also arise therefrom. 

Auto insurance may also offers financial protection against theft of the vehicle and damage to the vehicle, sustained from things other than traffic collisions.

Auto Insurance Coverages

There are basically six different types of coverages. Some may be required by law. Others are optional. They are:
  • Bodily injury liability - for injuries the policyholder causes to someone else.
  • Medical payments or Personal Injury Protection (PIP) - for treatment of injuries to the driver and passengers of the policyholder’s car.
  • Property damage liability - for damage the policyholder causes to someone else’s property.
  • Collision - for damage to the policyholder’s car from a collision.
  • Comprehensive - for damage to the policyholder’s car not involving a collision with another car (including damage from fire, explosions, earthquakes, floods, and riots), and theft.
  • Uninsured motorists coverage - for costs resulting from an accident involving a hit-and-run driver or a driver who does not have insurance.

Contact us to learn more about the right car insurance for you.
(888) 570-1058
333 University Ave
Suite 200
Sacramento, CA 95825​​
Click Here to Email Us
Car Insurance Quote
Save on Car Insurance Today!
Licensed in California, Oregon, Arizona, and Washington!

Navigation

Homepage
Insurance Products
Policy Service
Contact Us
Agent Login

Connect With Us

Share This Page

Contact Us

American River Insurance Agency
333 University Ave
Suite 200
Sacramento, CA 95825​
(888) 570-1058
Click Here to Email Us

Location

Sacramento Skyline (cropped) photo by J.smith | CC-BY-SA-3.0
Website by InsuranceSplash