American River Insurance Agency LLC
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  • Home
  • Insurance
    • Vehicles >
      • Auto Insurance
      • Motorcycle Insurance
      • RV Insurance
      • Boat/Yacht Insurance
      • ATV Insurance
    • Property >
      • Home Insurance
      • Condo Insurance
      • Renters Insurance
      • Landlord Home Insurance
      • Manufactured/Mobile Home Insurance
      • Personal Articles Floater Insurance
      • Vacation Rental Insurance
      • Earthquake Insurance
      • Flood Insurance
    • Umbrella Insurance
    • Business >
      • Business Insurance
      • Business Auto Insurance
      • Workers Compensation
      • Contractors Insurance
      • Insurance Bonds
    • Special Event >
      • Event Insurance
      • Wedding Insurance
    • Pet Insurance
    • Health Insurance
    • Life Insurance
  • About
    • Client Testimonials
    • Accessibility Statement
  • Contact
    • Service Request Needed


Auto Insurance

Get an auto insurance quote from our agency and you may save thousands of dollars a year. It only takes a few minutes to find out how much we can save you!

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What is Auto Insurance?

Auto insurance provides financial protection against physical damage and/or bodily injury resulting from traffic collisions and against liability that could also arise therefrom. 

Auto insurance may also offers financial protection against theft of the vehicle and damage to the vehicle, sustained from things other than traffic collisions.

Auto Insurance Coverages

There are basically six different types of coverages. Some may be required by law. Others are optional. They are:
  • Bodily injury liability - for injuries the policyholder causes to someone else.
  • Medical payments or Personal Injury Protection (PIP) - for treatment of injuries to the driver and passengers of the policyholder’s car.
  • Property damage liability - for damage the policyholder causes to someone else’s property.
  • Collision - for damage to the policyholder’s car from a collision.
  • Comprehensive - for damage to the policyholder’s car not involving a collision with another car (including damage from fire, explosions, earthquakes, floods, and riots), and theft.
  • Uninsured motorists coverage - for costs resulting from an accident involving a hit-and-run driver or a driver who does not have insurance.

Contact us to learn more about the right car insurance for you.
(888) 570-1058
333 University Ave
Suite 200
Sacramento, CA 95825​​
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California Licensed # 6003600  |  Oregon Licensed # 3001117035  |  Washington Licensed # 1083606  Arizona Licensed # 3001419877  |  Texas Licensed # 2812176

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Phone: (888) 570-1058
Fax: (916) 290-7210
Email: 
[email protected]

Agency Mailing Address
333 University Ave
Suite 200
Sacramento CA, 95610​
​
Agency Hours:
Monday – Friday: 9:00am to 5:00pm
Saturday & Sunday: Closed​

​Sacramento, CA Office

333 University Ave
Suite 200
Sacramento, CA 95825

Tacoma, WA Office

1201 Pacific Avenue
Suite 600
Tacoma WA, 98402
Sacramento Skyline (cropped) photo by J.smith | CC-BY-SA-3.0
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