What is Personal Articles Floater Insurance?A personal goods floater is a type of insurance that is designed to cover expensive personal items that are normally not covered by a typical homeowner's policy. It provides broader protection against loss, theft, or damage for valuables including jewels, artwork, and collectibles. Based on the agreed-upon or estimated worth of the items, the policy's coverage is determined. To ensure that your expensive possessions are adequately protected, it is crucial to thoroughly analyze the policy terms, limits, and exclusions.
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