American River Insurance Agency LLC
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  • Home
  • Insurance
    • Vehicles >
      • Auto Insurance
      • Motorcycle Insurance
      • RV Insurance
      • Boat/Yacht Insurance
      • ATV Insurance
    • Property >
      • Home Insurance
      • Condo Insurance
      • Renters Insurance
      • Landlord Home Insurance
      • Manufactured/Mobile Home Insurance
      • Personal Articles Floater Insurance
      • Vacation Rental Insurance
      • Earthquake Insurance
      • Flood Insurance
    • Umbrella Insurance
    • Business >
      • Business Insurance
      • Business Auto Insurance
      • Workers Compensation
      • General Liability Insurance
      • Insurance Bonds
    • Special Event >
      • Event Insurance
      • Wedding Insurance
    • Pet Insurance
    • Life Insurance
  • About
    • Client Testimonials
    • Accessibility Statement
  • Contact
    • Service Request Needed
  • Call Us: ​(888) 570-1058


Renters Insurance

Could you afford to replace all your belongings if there were a fire, theft, or other major loss tomorrow?  It only takes a few minutes to see how affordable renters coverage can be.

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What is Renters' Insurance?

Renters' insurance is an insurance policy which provides most of the benefits of homeowners' insurance. This includes liability insurance. The tenant's personal property is also covered against named perils such as fire, theft and vandalism. Renters' insurance does not include coverage for the dwelling, or structure, with the exception of small alterations that a tenant makes to the structure. The owner of the building is responsible for insuring it, but bears no responsibility for the tenant's belongings

How Much Renters' Insurance Do I Need?

The cost of renters insurance and the amount of personal property coverage you need depends on how much your property is worth.

To get a better understanding of your coverage needs, ask yourself the following questions:
  • How much are my belongings worth?
  • Could I afford to buy it all back again if it were destroyed in a fire or stolen?
  • What would I do in the event of a liability lawsuit against me?
And one more thing. If you have ever asked yourself "Do I need renters insurance?" the answer is probably yes.

Contact us to learn more about the right renters insurance policy for you.
(888) 570-1058
333 University Ave
Suite 200
Sacramento, CA 95825​​
Click Here to Email Us
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California Licensed # 6003600  |  Oregon Licensed # 3001117035  |  Washington Licensed # 1083606  Arizona Licensed # 3001419877  |  Texas Licensed # 2812176

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Phone: (888) 570-1058
Fax: (916) 290-7210
Email: 
[email protected]

Agency Mailing Address
333 University Ave
Suite 200
Sacramento CA, 95610​
​
Agency Hours:
Monday – Friday: 9:00am to 5:00pm
Saturday & Sunday: Closed​

​Sacramento, CA Office

333 University Ave
Suite 200
Sacramento, CA 95825

Tacoma, WA Office

1201 Pacific Avenue
Suite 600
Tacoma WA, 98402
Sacramento Skyline (cropped) photo by J.smith | CC-BY-SA-3.0
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