American River Insurance Agency LLC
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  • Home
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    • Vehicles >
      • Auto Insurance
      • Motorcycle Insurance
      • RV Insurance
      • Boat/Yacht Insurance
      • ATV Insurance
    • Property >
      • Home Insurance
      • Condo Insurance
      • Renters Insurance
      • Landlord Home Insurance
      • Manufactured/Mobile Home Insurance
      • Personal Articles Floater Insurance
      • Vacation Rental Insurance
      • Earthquake Insurance
      • Flood Insurance
    • Umbrella Insurance
    • Business >
      • Business Insurance
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      • Workers Compensation
      • General Liability Insurance
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    • Special Event >
      • Event Insurance
      • Wedding Insurance
    • Pet Insurance
    • Life Insurance
  • About
    • Client Testimonials
    • Accessibility Statement
  • Contact
    • Service Request Needed
  • Call Us: ​(888) 570-1058

Wedding Insurance Quotes

Please provide the following information in preparation for quoting.​
All fields with * are required fields ​

    Who are you? This is important because you want the policy to cover the right person or organization. Here's an example - A wedding vendor (DJ's DJ service) decided to help the wedding couple by getting their insurance for them. Unfortunately, DJ's DJ service put themselves as the policy holder / insured. When the claim of property damage to the venue was caused by the wedding couple, the insurance policy couldn't pay! Why? Because, the insurance policy protects the policy holder / insured for claims made against them. Since DJ's DJ service had already packed up and left for the night when the damage happened, they couldn't be held responsible.
    Please enter a phone number where we can call you with quote information.
    Enter an email address where we can contact you with quote information.
    Please enter your name
    Certificate Holder / Additional Insured The certificate holder is the venue where the event is taking place. It may also be an organization that requires you to include them as an Additional Insured. Please refer to the insurance requirements from the venue to be sure you enter their name and information correctly. Do not include the name of the Event Organizer or Vendors here. Please note - the entity or person you enter here will become an Additional Insured on the policy. This actually gives them some coverage and rights under the policy. We will also notify them of any reduction or cancellation on the policy. However, they are not covered for their own negligence.
    Please enter the date or dates of the wedding.
    Host Liquor Generally applies to events with bring your own booze (BYOB), alcohol is being given away and guests are serving themselves, or someone else (the hotel or professional bartending service) is responsible for selling or serving. If Host Liquor is available, it is included at no additional cost. Host Liquor is not available to vendors. Note that intentional and willful serving of alcohol to those under the age of 21 is illegal and may result in complete voidance of the policy in the event of a claim. Retail Liquor The applicant is the bartender, is selling or professionally serving alcohol or a dram shop. This is not a liquor license. In fact, liquor coverage is excluded if the applicant is not properly licensed. Check with your state's alcohol licensing division.
    Hired & Non-Owned Auto Hired & Non-Owned Auto provides coverage for Bodily Injury and Property Damage done by one automobile hired by the applicant or operating on the applicant's behalf at the event. This is not personal or commercial automobile coverage for automobiles owned by the applicant. Example - You hire a rental company to deliver your chairs and the driver drives through the flower beds crashing into a statue at your venue. The rental company's car insurance would be primarily responsible. But, if the damage exceeds their insurance limits, your Hired & Non-Owned Auto would kick in. It would not, however, cover any damage done to the vehicle.
    What is this? If the venue asks for a Waiver of Subrogation or Primary Wording, you'll need to purchase this endorsement. If they don't ask - it isn't needed. This endorsement is only valid if it is required by contract. But if you want the nitty gritty... this endorsement makes the policy the first and only policy to pay in the event of a covered claim, even if the venue may be partially liable. Waiving subrogation limits our carrier from recouping costs for claims paid on behalf of others.
    About Wedding Cancellation Insurance If something totally unexpected & out of your control comes up requiring you to cancel or postpone your Wedding, our Wedding Cancellation policy can cover non-refundable expenses. Wedding Cancellation insurance must be purchased in conjunction with your General Liability policy and at least 7 days in advance of the first day of the event. You may purchase General Liability on its own and skip this section. However, Wedding Cancellation is only available at the time of your General Liability purchase.
    If there's anything else we should know about your upcoming wedding for the insurance quote please enter it here.
    Your private information is provided exclusively to our agency and will not be redistributed or sold to anyone else.
Get QUOTE
Get a Wedding Insurance Quote now
Get an insurance quote for your upcoming wedding
California Licensed # 6003600  |  Oregon Licensed # 3001117035  |  Washington Licensed # 1083606  Arizona Licensed # 3001419877  |  Texas Licensed # 2812176

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Phone: (888) 570-1058
Fax: (916) 290-7210
Email: 
[email protected]

Agency Mailing Address
333 University Ave
Suite 200
Sacramento CA, 95610​
​
Agency Hours:
Monday – Friday: 9:00am to 5:00pm
Saturday & Sunday: Closed​

​Sacramento, CA Office

333 University Ave
Suite 200
Sacramento, CA 95825

Tacoma, WA Office

1201 Pacific Avenue
Suite 600
Tacoma WA, 98402
Sacramento Skyline (cropped) photo by J.smith | CC-BY-SA-3.0
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